Frequently Asked Questions

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2009/02/18
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Life Insurance

Life Insurance is an essential element in any business or individual's financial strategy. It not only helps protect or preserve the wealth that has been accumulated but also does the same for lifestyle.

For businesses starting out with two or three members in a CC or a partnership, a Buy-Sell agreement and key man insurance is essential. 

Many people don't realise that should one of the members die, their wife or family will suddenly own half of your company.  You might not have the money to buy them out.  They might not be willing to sell to you.

Most of our clients are young fit and healthy and this is the best time to get life insurance! Premiums are smaller and then if you develop any health issues throughout your life, it doesn't matter, because you already have the cover in place!

It helps to know that if something happens to you it is not going to be your kids who are left having to pay off the home loan and cars and credit cards.  It also helps to know that should you you be disabled and unable to work that you are not going to be in the unfortunate position of having to be supported by the government.

Life Insurance & Investment

  • Life cover
  • Severe Illness Benefit
  • Capital Disability
  • Income Protection Benefit
  • Overhead Expenses Benefit
  • Child Education Fund
  • International Health Fund
  • Retirement Annuity
  • Endowment
  • Group Life
  • Funeral Benefit Schemes

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